Your roof is on the frontlines when it comes to protecting your home from the effects from heavy storms that produce hail and high winds. Unfortunately, those storms can easily damage your roof. The roofing contractors at Horizon Restoration are standing by in the Chicago area to inspect your roof for damage and help you come up with a plan of action to get your storm-damaged roof repaired quickly.
Hail, wind, and storm damages are considered an insurance loss on your homeowner’s policy. It is the responsibility of the insurance company to pay the entire cost, less your deductible, for replacing the roof or other parts of your house if damages are found.
Horizon Restoration specializes in accident- and weather-related damage repair and replacement, including exterior roofing, gutters, siding, widows.
If you have had hail in your area, we can only determine if the shingles have been damaged by close inspection of the shingles—this inspection must be made from the rooftop and must be done by a professional trained in hail damage assessment. If you have wind damage, you may see shingles on the ground or shingles missing from your roof but not all damage is visible from the ground.
A hail hit on a shingle looks like a “bruise” or a dark spot where the granules on the shingle have been knocked off and the asphalt underlayment and sometimes the fiberglass mat is exposed. New hail hits will have a shiny appearance because the asphalt has been freshly exposed and has not had time to weather to a dull color.
The subtle nature of hail and wind damage is that it may pose no immediate threat to the structural integrity of the roof. However, many insurance companies have a “statute of limitations” of how long a hail or wind claim is viable. If you have experienced a loss such as hail or wind damage, it is wise to take care of the problem in a timely manner before it leads to other associated problems. You should deal with it now rather than later when it will cost you much more money.
The best results for the benefit of homeowner are obtained when an experienced roofer walks through the inspection with the insurance adjuster and calls to the adjuster’s attention any damage that he sees.