Homeowners who are concerned with roof damage should be mindful of how adjusters assess any potential damages. Adjusters are trained in evaluating damages to determine the extent of the damage and their associated costs. Understanding the role of an adjuster in the process of evaluating roof damage can help homeowners gain clarity on their situation and ensure they are making informed decisions. In this blog article, the roofers at Horizon Restoration will go over some of the methods used by adjusters when determining roof damage.
The Age Of The Roof
There are a few key factors that adjusters take into consideration when assessing roof damage. One is the age of the roof. Older roofs are more likely to have sustained damage from weathering and wear and tear, and as such, are more likely to need repairs or a replacement. Roofs that are new and aren’t close to reaching the end of their life might just need some repairs done to get them back in good working order.
How Extensive The Damage Is
Another factor that an adjuster takes into account when determining roof damage is the severity of the damage. If the damage is extensive, it is more likely that the roof will need to be replaced. If a roof shows more lighter signs of damage, then a roof repair may be all that is needed which can be substantially cheaper compared to a roof replacement.
Types of damage to a roof an adjuster will look out for includes:
- Missing Shingles
- Damaged Shingles
- Damage Flashing
- …and more!
The Type Of Roof
Finally, the adjuster will also consider the type of roofing that the house has when determining roof damage. Certain types of roofs, such as those made of asphalt shingles, are more prone to damage than others like slate roofing, which is much more durable and, as a result, might not need as many repairs done. So, depending on the type of roofing you have on your home, you might have to pay more or less to repair or replace your roof.
Accuracy Is Everything
After taking these factors into account, the adjuster will then provide a report detailing their findings. This report will help you to understand the extent of the damage and what options are available to you. In some cases, you may be able to repair the damage yourself. In other cases, the adjuster may recommend that you seek the services of a professional roofing contractor, like us here at Horizon Restoration. Understanding how adjusters determine roof damage can help you make an informed decision about how to proceed further.
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